UOB Lender presents a number of personal banking products and services intended to meet the money wants of people. Beneath is an intensive overview that may help you comprehend The real key facets and choices.
Kinds of Accounts
Discounts Account: This account enables you to cut costs whilst earning fascination.
Options: Easy access, curiosity earnings, small fees.
Rewards: Safe and sound spot for your funds, prospective expansion as a result of interest.
Present Account: Ideal for day-to-day transactions and running expenses.
Functions: Checkbook facility, overdraft defense.
Added benefits: Effortless for normal payments and withdrawals.
Fixed Deposit Account: For all those trying to receive better desire fees around a hard and fast interval.
Features: Fixed time period deposits, higher desire fees compared to savings accounts.
Benefits: Protected investment possibility with predictable returns.
Financial loans
Personalized Loans: Unsecured loans which might be employed for a variety of needs like schooling or house renovation.
Types:
Installment Financial loans
Credit rating Lines
Gains: Versatile repayment terms, aggressive fascination prices.
Home Financial loans: Tailor-made solutions for obtaining house or refinancing existing home loans.
Kinds:
Preset Fee House Personal loan
Floating Fee House Mortgage
Gains: Various plans to match unique requires, attractive premiums.
Bank cards
UOB gives a range of bank cards catering to diverse lifestyles and investing routines:
Benefits Playing cards: Generate factors on every single order that may be redeemed for items or vacation miles.
Cashback Cards: Get funds rebates on each day investing which include groceries and dining out.
Journey Cards: Special Rewards like air miles accumulation and travel insurance coverage protection.
Financial investment Solutions
For individuals thinking about rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by specialists. * Appropriate for extensive-time period advancement targets.
Structured Deposits * Brings together the capabilities of standard deposits with expense goods. * Likely bigger returns but with a few hazard included.
Insurance policies Products and solutions
To protect you and Your loved ones against unexpected activities:
Lifestyle Coverage * Supplies economic safety in the event of death or essential ailment. * May function a price savings Software according to the policy chosen.
Health and fitness Insurance plan * Covers health-related charges including hospitalization expenditures. * Essential for mitigating superior healthcare expenses.
Electronic Banking Providers
Comfort at your fingertips through digital platforms:
Online Banking
Means that you can handle your funds on the web:
View account balances and transaction historical past
Transfer funds between accounts or pay expenses
Apply for new products (loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Quick stability checks
Cell payment alternatives (QR more info code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to offer personalized banking remedies that cater specifically to specific requirements although making sure comfort and protection in all transactions.